Mortgage Calculator
Get instant, accurate mortgage estimates with our advanced calculator. See your true monthly costs and total loan impact.
Loan Details
Enter your loan information to get started
Your Monthly Payment
Payment Breakdown
Loan Summary
Simple steps to get pre-approved
Getting pre-approved for a mortgage is one of the most important steps in the homebuying process. It shows sellers you're a serious buyer and gives you a clear budget to work with. We'll connect you with our trusted lending partners to get you pre-approved quickly.
Share a few details
Tell us about your income, credit, and home goals—we'll connect you with our lending partners who can get you pre-approved in minutes.
See your homebuying budget
You'll get a clear picture of exactly how much you can get pre-approved for—so you know your price range before you shop.
Get your pre-approval letter
Receive your pre-approval letter instantly so you can start touring homes with confidence and make stronger offers.
Connect with our trusted lending partners
Why get pre-approved?
Stronger offers
Sellers prefer buyers with pre-approval letters, giving you a competitive edge.
Faster closing
Pre-approval speeds up the loan process, helping you close on time.
Know your budget
Understand exactly how much you can afford before you start shopping.
Negotiating power
Pre-approval gives you confidence to negotiate the best deal.
Understanding Your Mortgage
Principal & Interest
The core of your mortgage payment, covering the loan amount and interest charges.
Property Taxes
Annual taxes based on your home's assessed value, typically paid monthly through escrow.
Insurance
Homeowners insurance protects your property and belongings from damage or loss.
PMI
Private Mortgage Insurance required when your down payment is less than 20%.
Compare Rates & Historical Trends
See how current mortgage rates compare and track trends over the past 12 months.
15-Year Fixed
20-Year Fixed
30-Year Fixed
12-Month Rate Trends
Interactive rate trend chart would be displayed here
Data updated daily from major lenders